求S开头的英文名 女生的

SANDRA Alexandra的简写。Sandra这个名字给人两种印象，一种是聪明的金发女子，坚决有自主权；另一种则是丰满的女人，声音甜美个性随和。

SAMANTHA(亚拉姆语)"倾听者。SAMANTHA给人两种印像：一个是聪明，美丽的女子，另一个则是难缠的中年妈妈。

SAMMY SAMSON,SAMUEL的简写。SAMMY给人的直接印象来自Sammy Davis,Jr。人们将SAMMY看做纤细的黑人明星，风趣多才多艺。

SANDY SANDRA的简写。SANDY被形容为年轻的金发女子，聪明，好动，爱玩，善良且平易近人。

SARAH (希伯来)"公主"。 Sarah这个名字让人联想到矮小，美丽，卷发的女孩，保守又友善。

SELMA(斯甘地拉维亚语)庄严的保护著。人们说SELMA是个适合年长，次等阶级，自以为无所不知的南方女人名字。

SELINA 月光之意。Selina给人的印象是个性开朗，面貌柔美的女子，温柔娴熟，但有人认为她的个性阴晴不定难以捉摸。

SERENA (拉丁)"温和；沉著的"。SERENA给人两种不同的印象：可爱活泼充满惊喜的女孩；或是文静胆怯，虔诚的信徒。

SHARON(希伯来文)同Sarah。大部份人期待的Sharon是娇小可爱，中层阶级的金发女子，友善，甜美，聪慧。有人则认为Sharon是害羞迟钝的。

SHELLEY(老式英语)意为州的牧场，同SHEILA,SHELBY,SHIRLEY。SHELLEY给人两种不同的印象：一个是可爱聪明，眼高于人的中学美少女；或是愚蠢又矮又胖多话的女孩。

SHERRY,CHERIE同CHARLOTTE,CHER,SARAH,SHIRLEY大部份人把SHERRY想成可爱娇小，圆润的金发女孩，友善，逢场作戏，然而却十分健忘。

SHIRLEY(老式英语)"来自耀眼的牧场"。人们将SHIRLEY描绘成灰发版的Shirley Temple-可爱，甜美，卷发，娃娃脸，有点过重。

SILVIA(拉丁文)"来自森林"，在多数人的心里，SILVIA是个美丽富有的女人，冷静，循规蹈矩，精明的女商人。

STACY ANASTASIA的简称。STACY被形容是娇小可爱，年轻的红发女子，活泼，外向喜欢开玩笑。

STELLA(拉丁)"星星"之意；ESTELLE的简写。大部份人认无STELLA是穿著朴素，古板，努力的工作者，反应迟钝号发牢骚者。

STEPHANIE(希腊)皇冠的意思。STEPHEN的女性型式。大部份的人认为STEPHANIE是纤细，美丽的女性，世故非常自我-模特儿，大概是吧。有些人认为她是非常善良的女孩。

SUE Susan的简写。Sue给人两种不同的印象：一是传统家居的美国女孩，既甜美又体贴；或是美丽，有著致命吸引力的女人。

SUE Susan的简写。Sue给人两种不同的印象：一是传统家居的美国女孩，既甜美又体贴；或是美丽，有著致命吸引力的女人。

SUNNY(英文)"聪颖，快乐的"：SONIA的简写。如同名字所给的意思，SUNNY被视做聪颖快乐外向，令人喜爱，性感但有点没大脑，喜欢参加派对的女孩

1 Risk-Based Capital Standards and the Riskiness of Bank Portfolios: Credit and Factor Risks [5317%]

Steven R Grenadier & Brian J Hall

1995 Downloadable (with restrictions)! Bank risk-based capital (RBC) standards require banks to hold differing amounts of capital for different classes of assets, based almost entirely on a credit risk criterion The paper provides both a theoretical and empirical framework for evaluating such standards A model outlining a pricing methodology for loans subject to default risk is presented The model shows that the returns on such loans are affected by the complicated interaction of the likelihood of default, the consequences of default, term structure variables, and the pricing of factor risks in the economy When we examine whether the risk weights accurately reflect bank asset risk, we find that the weights fail even in their limited goal of correctly quantifying credit risk For example, our findings indicate that the RBC weights overpenalize home mortgages, which have an average credit loss of 13 basis points, relative to commercial and consumer loans The RBC rules also contain a significant bias agains

2 Pricing Derivatives on Financial Securities Subject to Credit Risk [5058%]

Jarrow, Robert A & Turnbull, Stuart M

Downloadable (with restrictions)! Author(s): Jarrow, Robert A & Turnbull, Stuart M 1995 Abstract: This article provides a new methodology for pricing and hedging derivative securities involving credit risk Two types of credit risks are considered The first is where the asset underlying the derivative security may default The second is where the writer of the derivative security may default The authors apply the foreign currency analogy of R Jarrow and S Turnbull (1991) to decompose the dollar payoff from a risky security into a certain payoff and a 'spot exchange rate' Arbitrage-free valuation techniques are then employed This methodology can be applied to corporate debt and over the counter derivatives, such as swaps and caps Copyright 1995 by American Finance Association

3 The nature of credit risk in project finance [5057%]

Marco Sorge

Downloadable ! Author(s): Marco Sorge 2004 Abstract: In project finance, credit risk tends to be relatively high at project inception and to diminish over the life of the project Hence, longer-maturity loans would be cheaper than shorter-term credits

4 Valuation of Credit Risk in Agricultural Mortgages [5056%]

Sherrick, Bruce J & Barry, Peter J & Ellinger, Paul N

2000 Downloadable (with restrictions)! A credit-risk valuation model is developed and empirically implemented to estimate the cost of loss distributions across a broad set of loan-level and pool-level characteristics is used to assess insuring against credit risks in pools of agricultural mortgage loans Probabilistic information about insurance valuation and solvency likelihood The effects on the value of credit-risk insurance of pool size, deductibles, timing alterations, premium loadings, adverse loan selection, and changing underwriting standards are also estimated Results indicate that actuarial insurance costs are initially highly sensitive and then become relatively insensitive as pool size increases Copyright 2000 by American Agricultural Economics Association

5 Could Regional and Cantonal Banks Reduce Credit Risk through National Diversification [5055%]

Bertrand Rime

2007 Downloadable! This paper evaluates the reduction of credit risk that can be achieved in Switzerland by a national diversification of bank lending Using a credit risk model based on corporate default rates, I find that the risk of a nationally diversified loan portfolio is up to 20% smaller than the sum of the risks of regional portfolios From a financial stability perspective, this substantial risk diversification potential should motivate particular scrutiny on the more than hundred Swiss banks staying on the regional business model

6 The Credit Risk Transfer Market and Stability Implications for UK Financial Institutions [5052%]

Li L Ong & Jorge A Chan-Lau

Downloadable ! Author(s): Li L Ong & Jorge A Chan-Lau 2006 Abstract: The increasing ability to trade credit risk in financial markets has facilitated its dispersion across the financial and other sectors However, specific risks attached to credit risk transfer (CRT) instruments in a market with still-limited liquidity means that its rapid expansion may actually pose problems for financial sector stability in the event of a major negative shock to credit markets This paper attempts to quantify the exposure of major UK financial groups to credit derivatives, by applying a vector autoregression (VAR) model to publicly available market prices Our results indicate that use of credit derivatives does not pose a substantial threat to financial sector stability in the United Kingdom Exposures across major financial institutions appear sufficiently diversified to limit the impact of any shock to the market, while major insurance companies are largely exposed to the

7 Ratings versus equity-based credit risk modelling: an empirical analysis [5052%]

Pamela Nickell & William Perraudin & Simone Varotto

Downloadable ! Author(s): Pamela Nickell & William Perraudin & Simone Varotto Abstract: Banks have recently developed new techniques for gauging the credit risk associated with portfolios of illiquid, defaultable instruments These techniques could revolutionise banks' management of credit risk and could in the longer term serve as a more risk-sensitive basis for calculating regulatory capital on banks' loan books than the current 8% capital charge In this paper, examples are implemented of the two main types of credit risk model developed so far: ratings-based and equity-based approaches Using price data on large eurobond portfolios, the paper assesses, on an out-of-sample basis, how well these models track the risks they claim to measure

8 Comparing mortgage credit risk policies : an options-based approach [5050%]

Buckley, Robert & Karaguishiyeva, Gulmira & Van Order, Robert & Vecvagare, Laura

Downloadable ! Author(s): Buckley, Robert & Karaguishiyeva, Gulmira & Van Order, Robert & Vecvagare, Laura 2003 Abstract: Buckley, Karaguishiyeva,Van Order, and Vecvagare analyze the structure of approaches to mortgage credit risk that are now being used in a number of OECD and transition economies The authors'basic approach is to show how option pricing models can help measure and evaluate the risks of various schemes They find that mortgage default insurance can be a cost-effective tool for both improving housing affordability and efficiently addressing some of the rationing that characterizes this market When correctly structured, as it is in a number of transition and market countries, this kind of program can be expected to reduce nonprice rationing at an actuarially fair price At the same time, considerable care must be exercised in the development of such instruments Geographical risk diversification, particularly across borders, can play a major role in the success of these programs

9 Quadratic Portfolio Credit Risk models with Shot-noise Effects [5049%]

Gaspar, Raquel M & Schmidt, Thorsten

2005 Downloadable!<BR> We propose a reduced form model for default that allows us to derive closed-form solutions to all the key ingredients in credit risk modeling: risk-free bond prices, defaultable bond prices (with and without stochastic recovery) and probabilities of survival We show that all these quantities can be represented in general exponential quadratic forms, despite the fact that the intensity is allowed to jump producing shot-noise effects In addition, we show how to price defaultable digital puts, CDSs and options on defaultable bonds Further on, we study a model for portfolio credit risk where we consider both firm specific and systematic risks The model generalizes the attempt from Duffie and Garleanu (2001) We find that the model produces realistic default correlation and clustering of defaults Then, we show how to price first-to-default swaps, CDOs, and draw the link to currently proposed credit indices

10 Macro stress testing with a macroeconomic credit risk model for Finland [5049%]

Virolainen , Kimmo

Downloadable ! Author(s): Virolainen , Kimmo 2004 Abstract: In the discussion paper, we employ data on industry-specific corporate sector bankruptcies over the time period from 1986 to 2003 and estimate a macroeconomic credit risk model for the Finnish corporate sector The sample period includes a severe recession with significantly higher-than-average default rates in the early 1990s The results suggest a significant relationship between corporate sector default rates and key macroeconomic factors including GDP, interest rates and corporate indebtedness The estimated model is employed to analyse corporate credit risks conditional on current macroeconomic conditions Furthermore, the paper presents some examples of applying the model to macro stress testing, ie analysing the effects of various adverse macroeconomic events on the banks’ credit risks stemming from the corporate sector The results of the stress tests suggest that Finnish corporate sector credit risks are fairly limited in the current macr

Saada Shell Saara Shella Saba Shellby Sabah Shelley Sabeen Shelli Sabena Shellian Sabha Shellie Sabina Shellu Sabine Shelly Sabira Shellyann Sabra Shemeka Sabreena Shemika Sabrena Shena Sabrin Shenandoah Sabrina Shenika Sabrinah Shenita Sabrine Shenna Sabrinia Sher Sabriya Shera Sabriyya Sheraa Sabryn Sherae Sabryna Sherah Sacajawea Sheralee Sacha Sheralle Sachi Sheralyn Sachiko Sheralynne Sada Sheranda Sade Sherarose Sadhbh Sheraton Sadie Sheray Sadira Sherdan Sadra Shere Sadye Sherece Safa Sheree Saffire Shereé Saffiya Shereece Saffron Shereen Safia Shereena Safinaz Sherees Safire Shereese Safiyya Shereeza Safya Shereka Saga Sherell Sagara Sheresa Sage Sherese Sahar Sheretta Sahie Sherette Saibh Sherez Sakura Sherhonda Sal Sheri Sala Sheria Salama Sheriah Salee Sherian Saleena Sherianne Salena Sherica Salha Sherice Salima Shericka Salina Sheridan Sallee Sherie Salley Sheriel Salli Sherien Sallie Sheriesa Sally Sherika Sally-Anne Sherill Sallyann Sherilyn Sallyanne Sherisa Salma Sherise Salome Sherissa Salomea Sherita Salomi Sheritta Salwa Sherle Salyssa Sherlene Sam Sherley Samantha Sherli Samanthe Sherline Samanthi Sherly Samanthia Sherlyn Samar Sherol Samara Sheron Samatha Sherree Samella Sherrell Samer Sherrelle Sametta Sherri Sami Sherrica Samia Sherricka Samiha Sherrie Samina Sherrika Samira Sherril Samirah Sherrill Samjuana Sherrina Sammantha Sherrish Sammi Sherron Sammie Sherry Sammy Sherryl Samone Sherryse Sampaguita Shervahn Samuel Shery Samuelle Sheryell Samya Sheryl San Sheryle Sana Sheryll Sananda Sheryn Sanaz Sheva Sanchia Shevaun Sancia Shevon Sanda Shevonda Sandee Shevone Sandhya Shey Sandi Sheye Sandie Sheyla Sandra Sheylyn Sandralynn Shianne Sandrea Shida Sandree Shiela Sandreia Shielagh Sandrenna Shifana Sandria Shifra Sandrica Shila Sandricka Shilah Sandrina Shilea Sandrine Shileen Sandy Shilla Sang Shiloh Saniyya Shimona Sanja Shin Sanjana Shir Sanjuana Shira Sanjuanita Shirah Sanna Shiral Sanne Shiralee Sannie Shirece Sanora Shiree Santa Shireen Santana Shirelle Santavana Shirely Santina Shiri Santos Shirin Santuzza Shirl Saoirse Shirlee Saphron Shirleen Saphronia Shirlena Saphyre Shirlene Sapir Shirley Sapphira Shirlin Sapphire Shirlina Saprina Shirly Sara Shirlynn Sarab Shivaun Sarabeth Shivawn Sarabjit Shivon Sarah Shivonne Sarah-Michelle Shizue Sarahann Shizuka Sarahbeth Shizuko Sarahity Shlomit Sarai Shobha Sarala Shobhana Saralee Shona Saraly Shonda Saralyn Shondra Saralynn Shonna Saran Shonta Sarane Shorouk Saranna Shoshana Saraswati Shoshanna Sarbjit Shoshi Sarena Shounda Sarha Shrilekha Sarhah Shruti Sari Shu Sàri Shukrani Saria Shukriyya Sariah Shukura Sariann Shulamit Sarie Shuree Sariel Shureen Sarina Shyama Sarissa Shyann Sarita Shyla Saroja Shyra Sarojini Sian Sarra Siara Sarrah Siarah Sarrey Siarra Sarrha Siavon Sarri Sibeal Sarrie Sibel Sary Sibilia Sascha Sibyl Sasha Sibyll Saska Sibylla Saskia Sicili Saskie Sidney Satu Sidnie Saturnina Sidonia Satya Sidonie Satyarupa Sidony Sau Sidra Sauda Sieara Saundra Siearra Sava Siegfrida Savanha Siegrun Savanna Sieria Savannah Sierra Savannha Sierre Saveria Sigismonda Savhanna Signe Savina Signy Savitri Sigrid Savka Sigriet Sawsan Sigrun Sayaka Siham Sayeh Siharn Sayo Sile Scarlet Silhouette Scarlett Silja Scarletta Silke Scarlette Silva Scharlane Silvana Scharlene Silver Scheherazade Silvestra Schelby Silvi Scherie Silvia Schmuela Sim Schuyler Sima Scott Simeonne Scottie Simi Sean Simmi Seana Simminie Seara Simmona Searlait Simmone Searria Simoane Season Simona Sebastiana Simone Sebrina Simonetta Secelia Simonia See Simonida Seema Simonne Sefa Simplicia Seferina Sina Sefina Sindia Seiarra Sindie Seiko Sindy Seira Síne Seirra Sinead Sela Sinisa Selena Sinthia Selene Siobahna Selenia Sioban Seleste Siobhan Selia Siobhàn Selima Siobhann Selina Siobhon Selissa Siôn Selma Sioned Selyna Siovaugn Selyne Siovhan Sema Sira Sena Siran Senaida Siren Senga Sirena Seona Siri Seònaid Siroun September Sisi Sera Siska Serafima Sissel Serafina Sissey Seraph Sissy Seraphin Sita Seraphina Sitara Séraphine Siti Sereena Siu Serefina Siubhan Serena Siusan Serenah Siv Serendipity Sivan Serene Sivana Serenity Sive Serenna Sixta Serina Sjaan Serinah Skarlette Serinna Skilah Serita Sky Sesta Skye Setareh Skyla Setsuko Skylar Sevan Skylee Seven Skylena Severina Skyler Séverine Skylynne Seweryna Skyra Sexta Slavena Sha Slavenka Shaan Slavica Shachar Slavka Shadya Slavko Shae Sloane Shaelea Slobodanka Shaelee Slyvia Shaeleigh Smeralda Shaelene Smiljana Shaeli Snana Shaelie Snowden Shaelin Sobeslava Shaeline Socorra Shaely Socorro Shaelyn Sofia Shaelyne Sofie Shaelynn Sofija Shafiqa Sofiya Shahana Sofonisba Shahar Sofronia Shahina Sofronja Shahira Soheila Shahnaz Soila Shahrazad Sojourner Shaila Sol Shailan Solana Shaileah Solange Shailee Soledad Shailey Soleil Shailin Solenne Shailyn Soli Shailynne Solstice Shaina Solveig Shaine Somer Shajjia Sommer Shakia Somone Shakira Son Shakita Sona Shakuntala Sonal Shala Sondilyn Shalanda Sondra Shalay Sondrina Shaleen Song Shaleena Sonia Shalena Sonica Shalene Sonida Shalev Sonita Shalina Sonja Shalleena Sonjae Shallum Sonjia Shalom Sonni Shalon Sonnie Shalonda Sonny Shalyn Sonya Shalyna Soo Shameena Sook Shameka Soon Shamika Sophea Shan Sopheary Shana Sophia Shanae Sophie Shanan Sophrona Shanasa Sophronia Shanda Soportevy Shandi Soracha Shandra Soraya Shane Sorcha Shanee Sorka Shaneka Sorrel Shanel Sorrell Shanell Sotiria Shanelle Soudachan Shanette Spalding Shaney Sparkle Shangwe Spectrum Shani Spencer Shania Speranza Shanice Spirit Shanie Spomenka Shanika Spring Shanine Srbijanka Shaniqua Srbislava Shanita Sri Shanna Stacci Shannah Stacee Shannan Stacey Shannelle Staceyan Shannen Staceyann Shannise Staci Shannon Stacia Shannondoah Stacie Shannondoeh Stacy Shannyn Staicy Shanon Staisha Shanta Stana Shantae Stanislava Shantal Stanislawa Shantay Star Shante Staria Shanteal Starisha Shanteil Starla Shantel Starle Shantele Starlee Shantell Starleena Shantella Starlena Shantelle Starlene Shanti Starlet Shantille Starlette Shanyia Starley Shaquana Starlight Shaquita Starlyn Shar Starlynn Shara Starr Sharada Starri Sharai Starrlen Sharan Stash Sharanee Stasha Sharay Stasia Sharda Stavroula Sharee Stayce Sharell Staycee Sharelle Stayci Sharen Staysha Shari Staz Sharice Stazie Sharie Steacy Sharifa Stefana Sharika Stefaney Sharilyn Stefani Sharissa Stefania Sharita Stefaniane Sharla Stefanida Sharlaina Stefanie Sharlane Stefany Sharlee Steffanie Sharleen Steffany Sharleine Steffi Sharlena Steffie Sharlene Stefi Sharlet Stefne Sharlett Stela Sharlie Stella Sharlott Stellina Sharlotta Stepána Sharlotte Stepanida Sharlyn Stepanie Sharlynn Stepfanie Sharma Steph Sharmae Stepha Sharmain Stephaine Sharmaine Stephane Sharman Stephaney Sharmane Stephani Sharmanta Stephania Sharmayne Stephanie Sharme Stephannie Sharmeen Stephany Sharmin Stephen Sharn Stephenie Sharna Stephine Sharolyn Stephney Sharon Stephnie Sharona Stephy Sharonann Stephyne Sharonda Stesha Sharonia Steven Sharonica Stevey Sharonlee Stevia Sharonna Stevie Sharrell Storm Sharren Storme Sharrese Stormi Sharri Stormie Sharrie Stormy Sharron Suad Sharrona Suanne Sharronda Subira Sharry Sudachan Shary Sudarshana Sharyl Sudie Sharyn Sue Sharyon Sueann Sharyse Suellen Shashi Suesan Shashibala Suezanna Shashini Suha Shasta Suhad Shatha Suhair Shaun Suhar Shauna Suhayla Shaunah Sujata Shaunda Suk Shaune Sukoji Shaunee Sulakhna Shauni Sulema Shaunie Suma Shaunna Sumer Shaunta Sumiko Shauntavia Summer Shaunte Sun Shaunteena Sunayana Shauntell Sundari Shauntrel Sunday Shauntrell Sunessa Shauntrella Sung Shavon Sunita Shavonda Sunni Shavonne Sunny Shawana Sunshine Shawanda Sunya Shawanna Suragana Shawn Surina Shawna Susan Shawnà Susana Shawnacy Susanah Shawnae Susann Shawnah Susanna Shawnalee Susannah Shawnda Susanne Shawnee Suse Shawnie Susen Shawnna Susette Shawnta Sushanti Shawnte Sushobhana Shawntile Susie Shawntille Susy Shawntina Suwanna Shay Suzan Shaye Suzana Shayla Suzanda Shaylagh Suzane Shaylah Suzann Shaylea Suzanna Shaylee Suzannah Shaylen Suzanne Shaylene Suze Shayley Suzelle Shayli Suzetta Shaylie Suzette Shaylin Suzi Shaylla Suzie Shaylyn Suzuko Shaylynn Suzy Shayna Suzzane Shayne Suzzanna Shea Suzzanne Shealee Suzzette Shealene Suzzy Shealy Svatlava Shealyn Svea Shealynn Svetislava Sheatara Svetlana Sheauga Swagata Sheavon Swan Sheba Swanhilda Sheel Swantje Sheela Swarup Sheena Sweet Sheera Sweta Shehla Swoosie Sheila Sybella Sheilah Sybil Sheilaleigh Sybilla Sheileen Sybille Sheiletta Syble Sheilia Sydnee Sheillynn Sydney Sheily Sydni Sheilya Sydnie Sheina Sydnye Sheirys Syleena Shekina Sylena Shekinah Sylina Shela Sylver Shelagh Sylvia Shelaine Sylviane Shelayna Sylvie Shelayne Sylwia Shelba Symantha Shelbe Symone Shelbey Symphony Shelbi Syndi Shelbiana Syndia Shelbie Syntha Shelbrina Synthia Shelby Syona Sheli Syreeta Shelia

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